Covéa Life Limited
Our General site terms and conditions govern the use of this website and our set out below. Please read them
carefully as by using the site you indicate your acceptance of them. For ease of use you may either read by
scrolling down using the scroll bar to the right of the screen or click on each heading to locate specific
The various companies within Covéa Insurance Services Limited are authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
Covéa Life Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
Terms and Conditions for Use of Website Page
- Terms and Conditions
These terms and conditions govern the use of this Site. You must read them carefully before
proceeding. By using this Site you agree to be bound by them.
These Terms and Conditions may change from time to time. Any such changes
will appear on this page. It is your responsibility to access this Site from
time to time and check this page when you access this Site in order that you
are aware of the latest version.
- You May
Browse this Site where such access is not restricted. You may make copies of
parts of this Site to the extent that this occurs in the normal course of using
your browser and these copies are taken to assist current or subsequent access
to this Site.
Print a copy of any page from the Site, provided this does not include any
purpose that is not permitted in Section 3 below.
- You May Not
Except as expressly set out in these Terms and Conditions make copies of all or any part of this Site;
remove or alter any part of the Site;
create any links to and from this Site without our prior consent in writing;
remove or alter any copyright, trademark, or other intellectual property right notices which form part of the original material;
seek to introduce any computer virus (including any variant or similar code
or instructions) to the Covéa Insurance systems, nor deliberately seek to interrupt
Covéa Insurance systems in any way whatsoever;
use this Site for any commercial purpose other than introducing business to Covéa Insurance.
- Lawful Use and Purposes
This Site may only be used by you for lawful purposes and you must comply
with all and any applicable laws, statutes and regulations that may apply to
- Data Protection and Monitoring of e-mails and Telephone Calls
Telephone calls and e-mail correspondence with Covéa Insurance as a result of using
this Site may be recorded and monitored by us for training purposes and to
assist in the detection of fraud. By using such means of communication, you
consent to such activities taking place.
- Intellectual Property
All intellectual property rights in any material of any kind and in any medium
contained in this Site are either owned by Covéa Insurance or licensed to them. All
rights in this respect are reserved. You are not permitted to use this Site
other than in accordance with these Terms and Conditions.
- Disclaimer and limits of liability
You agree that you use this Site on an “as is” and “as available” basis and
at your sole risk. On that basis, except as expressly set out in these terms
and Conditions, Covéa Insurance does not enter into any other conditions, warranties
or other terms, either express or implied in relation to the use by you of this
Site, including any express or implied terms as to quality or fitness for
Subject to Clause 7.1, in no event shall Covéa Insurance or its associated
companies be liable (whether for breach of contract, negligence or for any
other reason) for any loss or damage that you may claim to have suffered by
accessing and using this Site, including, but not limited to, loss of profits,
punitive or special damages, loss of sales, loss of revenue or income, loss of
goodwill, loss of data, loss of bargain, loss of opportunity, loss of use or
damage to computer equipment (either or both hardware and software), or for any
indirect or consequential loss or damage howsoever arising.
Covéa Insurance uses its reasonable endeavours to ensure that all information set
out in this Site is accurate, but it cannot accept any responsibility or
liability for any error or omission. It is your responsibility to confirm any
information with Covéa Insurance before relying on or acting on any information
contained in this Site. By accessing this Site you acknowledge that
Covéa Insurance cannot and does not warrant that this Site will be free of viruses,
bugs or defects of any description, and we will not be responsible for any
technical problems which you may suffer as a result of your use of the Site.
Covéa Insurance reserves the right to alter the content of this Site from time to
time, and it is your responsibility to ensure that you download the latest
version of this Site. In particular you must ensure you are familiar with the
part of them.
Nothing in these Terms and Conditions shall operate to exclude any liability
of Covéa Insurance for death, or personal injury resulting from its negligence, fraud
or any other liability that may not by applicable Law be excluded or limited.
These Terms and Conditions do not affect in any way your statutory rights as a
- Suspension and termination of service
Covéa Insurance reserves the right withdraw this Site from public access, or to
suspend the operation of this Site at any time, and you acknowledge that access
to this Site will not be uninterrupted or error-free.
Covéa Insurance reserves the right to terminate your access to this Site in the
event that you breach these Terms and Conditions.
By browsing this Site you are accepting that you are bound by these Terms
and Conditions. These Terms and Conditions form the entire understanding and
supersede all previous agreements, understandings and representations made in
any medium whatsoever in relation to the subject matter of this Site. If any
provision of these terms and Conditions shall be unenforceable, this will not
affect the validity of any other part of these terms and Conditions. In the
event that Covéa Insurance withholds from enforcing its rights under these Terms and
Conditions, this shall not prejudice its right to do so in the future. Covéa Insurance
reserves the right to sub-contract any of its rights and obligations without
giving you notice.
These Terms and Conditions are for the benefit of Covéa Insurance and its
associated companies and may not be assigned or transferred without the consent
in writing of Covéa Insurance or its associated companies. Except as expressly stated,
no person has any right (including without limitation under the Contracts
(Rights of Third Parties) Act 1999) to enforce or rely on any of these Terms
Covéa Life Limited is authorised by the Prudential Regulation Authority (PRA)
and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation
Authority (PRA). Its Financial Services Register No. is 202178. Covéa Life Limited
is a private company limited by shares incorporated in England under number 911235.
These terms and Conditions shall be subject to, and be interpreted in
accordance with English Law, and you consent to the exclusive jurisdiction of
the English Courts.