Who we are

SLI365 is a trading style of Covéa Life Limited and we provide military life insurance cover. Since 30th April, we have been closed to new applications but continue to provide cover to our existing policyholders.

Existing policyholders continue to benefit from

  • Cover on and off duty
    365 days a year
  • Fixed Monthly Premiums
    premiums stay fixed throughout the policy term
  • Terminal Illness Cover
    included at no extra cost
  • War and Terrorism Cover
    for Regulars and Reserves

To make a claim or to enquire about your existing policy
you can call us on 0330 134 8452 (09:00 - 17:00 Monday to Friday) or email us at sliteam@365.com.


  • Does the fact you are not accepting new applications affect my policy? This will not affect your policy in any way, your cover will remain in force until your policy term expires or you cancel your policy, whichever occurs first.
  • Will my premiums increase? NO - They will remain the same throughout your chosen term, even if you leave the Services.
  • Who will benefit from my SLI365 policy? Your loved ones - Wife, Partner, Children, Parents - it's your choice.
  • Should I consider putting my policy in Trust?

    Completing a trust form and thus putting your policy in trust may suit your personal circumstances. Your policy then effectively becomes "owned" by your trustees (you can be a trustee) and on your death, the policy proceeds can be distributed by your trustees according to your wishes as expressed in the trust. This could speed up the process of getting the policy benefits to your loved ones.

    We can supply you with a trust form, but we cannot advise whether setting up a trust is suitable for you. There are important legal aspects involved (for example you need to make sure that your trust form does not clash with the terms of any will you may have made) and you must take independent legal advice from a properly qualified person.

    If you would like a copy of a trust form please call 0330 134 8452.

  • Is my cover active for war risks whilst I'm on deployment - and what happens if I leave the Services? YES - War and terrorism cover applies both to Regulars and Reserves on deployment. However, this particular aspect of your cover will cease to remain in force once you leave the Services.
  • Why can’t I buy a new policy? Covéa Life are no longer under contract with the MOD to provide life insurance for new policyholders.

© 2018 Covéa Life Limited.
Covéa Life Limited, 50 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JX, is a private company limited by shares incorporated in England under registered number 911235. Its registered office is Norman Place, Reading, Berkshire, RG1 8DA. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Its Financial Services
Register No. is 202178. You can check this on the Financial Services Register by visiting the FCA website www.fca.org.uk or by contacting the FCA on 0800 111 6768

You have the right to refer a complaint about the services we provide to the Financial Ombudsman Service. If you wish to find out more information you may contact them at Exchange Tower, London E14 9SR; Telephone: 0800 023 4567 or 0300 123 9 123. Web: www.financial-ombudsman.org.uk/consumer/complaints.htm. Email: complaint.info@financial-ombudsman.org.uk

You can also register a complaint with the European Union’s Online Dispute Resolution platform (or ODR). Their website is http://ec.europa.eu/consumers/odr/.The ODR will simply pass your complaint to the Financial Ombudsman Service.